Personal umbrella insurance offers extra coverage above the liability coverage in home, auto and other personal insurance policies. Those policies usually carry liability limits of $100,000 or $300,000, but is that enough? Umbrella insurance adds a layer of coverage of $1 million, $2 million or more, and it isn't just for the ultra-wealthy.
A short hospital stay can easily exceed $100,000 and long term rehabilitation and loss of income can also get into six-figures quickly. If someone is injured in a car accident and you are at fault, or a guest is injured on your home property, monetary damages can add up quickly. You should think seriously about adding umbrella insurance to your personal insurance coverage if:
Those are just a few situations that call for extra liability insurance protection, but there are more. To learn about those, contact an umbrella insurance agent at Lagestee Insurance today.
Contact an insurance agent at Lagestee Insurance today to answer any questions about Personal Umbrella or for a free review and insurance quote for Personal Umbrella.
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Call (219) 365-7706 today for a Personal Umbrella insurance quote.
Saint John Office
8229 Wicker Avenue
Saint John, Indiana 46373
Phone: (219) 365-7706
Fax: (708) 339-1933
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Lansing Office
3043 Ridge Rd.
Ste 101
Lansing, Illinois 60438
Phone: (708) 339-7330
Fax: (708) 339-1933
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